How to minimize your shortfalls immediately

  • Do you feel you are paying too much for your investments?
  • Would you like to knock thousands of Rand or more off your expenses?
  • Do you want to increase the return on your investments?
One of the biggest obstacles for any property investor is to minimize your shortfalls. Shortfalls in property investing terms can be defined as the amount of money you need to pump into your investment properties.

It is basically the difference between the income generated by the property,
  • i.e. the rental income,
and the cost of owning the property such as
  • paying the bond
  • levies
  • maintenance
  • rates and taxes
  • rental agents' commission
Isn't it interesting how many expenses there are and only one source of income?

These are only the direct and immediate expenses. In fact, anybody that has owned investment property knows that there are many more indirect expenses associated with owning investment property such as bookkeeping and accounting costs, insurance, management costs, trustee fees, and so on.

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How can I help you

A lot of investment companies have set forth very basic investment criteria for all their members, sort of "one size fits all" solutions to investing. What I have seen is that these "cookie cutter" investment strategies do not always fit in with what the clients' need and want from their investments. Shortly after spending serious money on all sorts of things, these clients wake up to the fact that what they bought into, is not necessarily going to work for them the way they thought.

The question to ask here is "Who is making the money?"

If you feel you are not the person making the money, then it is time to change who you are dealing with.


There are many different ways and strategies to minimize your direct and indirect costs, in order to maximize your return on investment. The same as each person has a unique personality, so are there also a unique approach for you in dealing with these ways of getting the most out of your investment.

I found myself personally assisting and positively impacting many first time and experienced investors in their financial journey. It is my belief that next to your health, your family and religious considerations, that your financial needs will influence your decisions the most. Money influences your lifestyle choices, your choice of charity contribution and where you will be spending your time currently and in the future.

I have assisted many clients in streamlining their investments. In most cases these cost saving and income enhancing techniques can easily amount to thousands of Rand and more for you, the client. Would you like to find out how to cut thousands of Rand off your expense bills and how to increase your income?

I look forward to the opportunity of assisting you.

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Who am I?

Please allow me to introduce myself. My name is Graham van Zyl. I am a Property Investor, an Investment Consultant, Certified Estate Agent and a Financial Advisor. I have consulted many property investors who had already attended several training seminars, investors who have read several books and investors that are part of formal investment clubs. Most of these people had already purchased some sort of investment property and a lot of investors were still struggling to get ahead financially.

I see myself as a consultant that helps his clients make sound financial decisions taking into consideration their long term goals while still being very mindful of their immediate needs and circumstances as part of their ongoing financial plan. I hope to earn your trust as I have already done with all my clients.

I have spent 10 years in the engineering field working for a multi-national company completing several projects in excess of R100 Million. Some of the work produced was so unique that copyright was registered. I felt that I had reached a ceiling in the engineering industry as I became a specialist in my field and soon found myself only doing what I specialized in with very little chance of influencing my future options.

Earlier in my life I was a musical artist. In 2000, I wrote a song dedicated to my late brother, Daniel, who tragically passed away in a motor vehicle accident. The song was performed and recorded by Mark Beling, the lead artist for the band Mean Mr Mustard and released with their “Only when it rains” CD.

In 2005 I moved into the real estate industry full time. One of the unique projects I launched here was to design, implement and manage a unique national residential rental pool. I trained and coached many investors on the technical and financial aspects of property investing.

I wrote and published a book called "You don't have to wait for the FOR SALE sign: The 7 Step Missing Guide for Property Investors"